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2026 Connecticut loan limits by county
Connecticut has 9 county-level areas in the 2026 FHFA list. The highest one-unit conforming limit is $977,500 in Western Connecticut Planning Region; the state median is $832,750. 3 of 9 are above the $832,750 national baseline. 7 sit at the 2026 FHA floor of $541,287.
- 9Counties listed
- $977,500Highest 1-unit conformingWestern Connecticut Planning Region
- $832,750Median 1-unit conforming
- 7At FHA floorof 9
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Capitol Planning Region | $832,750 | n/a | $541,287 | $1,601,750 |
| Greater Bridgeport Planning Region | $977,500 | n/a | $977,500 | $1,879,850 |
| Lower Connecticut River Valley Planning Region | $832,750 | n/a | $541,287 | $1,601,750 |
| Naugatuck Valley Planning Region | $851,000 | n/a | $541,287 | $1,636,550 |
| Northeastern Connecticut Planning Region | $832,750 | n/a | $541,287 | $1,601,750 |
| Northwest Hills Planning Region | $832,750 | n/a | $541,287 | $1,601,750 |
| South Central Connecticut Planning Region | $832,750 | n/a | $541,287 | $1,601,750 |
| Southeastern Connecticut Planning Region | $832,750 | n/a | $541,287 | $1,601,750 |
| Western Connecticut Planning Region | $977,500 | n/a | $977,500 | $1,879,850 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.