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2026 Missouri loan limits by county
Missouri has 115 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Wright County; the state median is $832,750. 0 of 115 are above the $832,750 national baseline. 115 sit at the 2026 FHA floor of $541,287.
- 115Counties listed
- $832,750Highest 1-unit conformingWright County
- $832,750Median 1-unit conforming
- 115At FHA floorof 115
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adair County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Andrew County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Atchison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Audrain County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bates County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Benton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bollinger County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Boone County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Buchanan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Butler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Caldwell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Callaway County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Camden County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cape Girardeau County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carter County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cass County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cedar County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chariton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Christian County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clay County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clinton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cole County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cooper County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dade County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dallas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Daviess County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| DeKalb County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dent County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Douglas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dunklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gasconade County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gentry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grundy County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harrison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Henry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hickory County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Holt County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Howard County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Howell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Iron County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jasper County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Johnson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Knox County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Laclede County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lafayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lawrence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lewis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Linn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Livingston County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Macon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Madison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Maries County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| McDonald County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mercer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Miller County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mississippi County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Moniteau County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morgan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| New Madrid County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Newton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Nodaway County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Oregon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Osage County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ozark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pemiscot County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Perry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pettis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Phelps County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pike County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Platte County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Polk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pulaski County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Putnam County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ralls County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Randolph County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ray County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Reynolds County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ripley County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Saline County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Schuyler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scotland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scott County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Shannon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Shelby County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Charles County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Clair County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Francois County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Louis County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Louis city | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ste. Genevieve County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stoddard County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stone County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sullivan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Taney County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Texas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vernon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wayne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Webster County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Worth County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wright County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.