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2026 Ohio loan limits by county
Ohio has 88 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Wyandot County; the state median is $832,750. 0 of 88 are above the $832,750 national baseline. 78 sit at the 2026 FHA floor of $541,287.
- 88Counties listed
- $832,750Highest 1-unit conformingWyandot County
- $832,750Median 1-unit conforming
- 78At FHA floorof 88
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adams County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Allen County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ashland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ashtabula County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Athens County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Auglaize County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Belmont County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Brown County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Butler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carroll County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Champaign County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clermont County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clinton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Columbiana County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Coshocton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cuyahoga County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Darke County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Defiance County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Delaware County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Erie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fairfield County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Fayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Fulton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gallia County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Geauga County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Guernsey County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hamilton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hancock County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hardin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harrison County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Henry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Highland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hocking County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Holmes County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Huron County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Knox County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lake County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lawrence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Licking County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Logan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lorain County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lucas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Madison County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Mahoning County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Medina County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Meigs County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mercer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Miami County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morgan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morrow County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Muskingum County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Noble County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ottawa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Paulding County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Perry County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Pickaway County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Pike County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Portage County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Preble County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Putnam County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Richland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ross County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sandusky County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Scioto County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Seneca County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Shelby County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Stark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Summit County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Trumbull County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tuscarawas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $591,100 | $1,601,750 |
| Van Wert County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vinton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wayne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Williams County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wood County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wyandot County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.