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2026 Oregon loan limits by county
Oregon has 36 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Yamhill County; the state median is $832,750. 0 of 36 are above the $832,750 national baseline. 25 sit at the 2026 FHA floor of $541,287.
- 36Counties listed
- $832,750Highest 1-unit conformingYamhill County
- $832,750Median 1-unit conforming
- 25At FHA floorof 36
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Baker County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Benton County | $832,750 | +$26,250 (+3.3%) | $615,250 | $1,601,750 |
| Clackamas County | $832,750 | +$26,250 (+3.3%) | $701,500 | $1,601,750 |
| Clatsop County | $832,750 | +$26,250 (+3.3%) | $563,500 | $1,601,750 |
| Columbia County | $832,750 | +$26,250 (+3.3%) | $701,500 | $1,601,750 |
| Coos County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crook County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Curry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Deschutes County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Douglas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Gilliam County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grant County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Harney County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hood River County | $832,750 | +$26,250 (+3.3%) | $762,450 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $718,750 | $1,601,750 |
| Josephine County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Klamath County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lake County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lane County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Linn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Malheur County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Morrow County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Multnomah County | $832,750 | +$26,250 (+3.3%) | $701,500 | $1,601,750 |
| Polk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sherman County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tillamook County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Umatilla County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wallowa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wasco County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $701,500 | $1,601,750 |
| Wheeler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Yamhill County | $832,750 | +$26,250 (+3.3%) | $701,500 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.