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2026 Pennsylvania loan limits by county
Pennsylvania has 67 counties in the 2026 FHFA list. The highest one-unit conforming limit is $1,209,750 in Pike County; the state median is $832,750. 1 of 67 are above the $832,750 national baseline. 62 sit at the 2026 FHA floor of $541,287.
- 67Counties listed
- $1,209,750Highest 1-unit conformingPike County
- $832,750Median 1-unit conforming
- 62At FHA floorof 67
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adams County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Allegheny County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Armstrong County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Beaver County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bedford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Berks County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Blair County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bradford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bucks County | $832,750 | +$26,250 (+3.3%) | $630,200 | $1,601,750 |
| Butler County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cambria County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cameron County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Carbon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Centre County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chester County | $832,750 | +$26,250 (+3.3%) | $630,200 | $1,601,750 |
| Clarion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clearfield County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clinton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Columbia County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Cumberland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dauphin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Delaware County | $832,750 | +$26,250 (+3.3%) | $630,200 | $1,601,750 |
| Elk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Erie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Forest County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Franklin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fulton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greene County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Huntingdon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Indiana County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Juniata County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lackawanna County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lancaster County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lawrence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lebanon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lehigh County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Luzerne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lycoming County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| McKean County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mercer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Mifflin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Montgomery County | $832,750 | +$26,250 (+3.3%) | $630,200 | $1,601,750 |
| Montour County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Northampton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Northumberland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Perry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Philadelphia County | $832,750 | +$26,250 (+3.3%) | $630,200 | $1,601,750 |
| Pike County | $1,209,750 | no change | $541,287 | $2,326,875 |
| Potter County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Schuylkill County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Snyder County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Somerset County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sullivan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Susquehanna County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Tioga County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Venango County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Warren County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wayne County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Westmoreland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wyoming County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| York County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.