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2026 South Carolina loan limits by county
South Carolina has 46 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in York County; the state median is $832,750. 0 of 46 are above the $832,750 national baseline. 41 sit at the 2026 FHA floor of $541,287.
- 46Counties listed
- $832,750Highest 1-unit conformingYork County
- $832,750Median 1-unit conforming
- 41At FHA floorof 46
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Abbeville County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Aiken County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Allendale County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Anderson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bamberg County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barnwell County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Beaufort County | $832,750 | +$26,250 (+3.3%) | $638,250 | $1,601,750 |
| Berkeley County | $832,750 | +$26,250 (+3.3%) | $690,000 | $1,601,750 |
| Calhoun County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Charleston County | $832,750 | +$26,250 (+3.3%) | $690,000 | $1,601,750 |
| Cherokee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chester County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chesterfield County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clarendon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Colleton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Darlington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dillon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dorchester County | $832,750 | +$26,250 (+3.3%) | $690,000 | $1,601,750 |
| Edgefield County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fairfield County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Florence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Georgetown County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greenville County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Greenwood County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Hampton County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Horry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jasper County | $832,750 | +$26,250 (+3.3%) | $638,250 | $1,601,750 |
| Kershaw County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lancaster County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Laurens County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lexington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marion County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marlboro County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| McCormick County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Newberry County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Oconee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Orangeburg County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pickens County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Richland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Saluda County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Spartanburg County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sumter County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Union County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Williamsburg County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| York County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.