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2026 Wisconsin loan limits by county
Wisconsin has 72 counties in the 2026 FHFA list. The highest one-unit conforming limit is $832,750 in Wood County; the state median is $832,750. 0 of 72 are above the $832,750 national baseline. 70 sit at the 2026 FHA floor of $541,287.
- 72Counties listed
- $832,750Highest 1-unit conformingWood County
- $832,750Median 1-unit conforming
- 70At FHA floorof 72
| County | Conforming 1-unit 2026 | Change vs 2025 | FHA 1-unit 2026 | Conforming 4-unit 2026 |
|---|---|---|---|---|
| Adams County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ashland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Barron County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Bayfield County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Brown County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Buffalo County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Burnett County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Calumet County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Chippewa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Clark County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Columbia County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Crawford County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dane County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dodge County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Door County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Douglas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Dunn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Eau Claire County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Florence County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Fond du Lac County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Forest County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Grant County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Green County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Green Lake County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Iowa County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Iron County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jackson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Jefferson County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Juneau County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kenosha County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Kewaunee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| La Crosse County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lafayette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Langlade County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Lincoln County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Manitowoc County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marathon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marinette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Marquette County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Menominee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Milwaukee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Monroe County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Oconto County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Oneida County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Outagamie County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Ozaukee County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pepin County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Pierce County | $832,750 | +$26,250 (+3.3%) | $552,000 | $1,601,750 |
| Polk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Portage County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Price County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Racine County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Richland County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rock County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Rusk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sauk County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sawyer County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Shawano County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Sheboygan County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| St. Croix County | $832,750 | +$26,250 (+3.3%) | $552,000 | $1,601,750 |
| Taylor County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Trempealeau County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vernon County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Vilas County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Walworth County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washburn County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Washington County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Waukesha County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Waupaca County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Waushara County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Winnebago County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
| Wood County | $832,750 | +$26,250 (+3.3%) | $541,287 | $1,601,750 |
Sources
- Federal Housing Finance Agency, 2026 Conforming Loan Limit Values, full county list (CSV), file dated November 24, 2025; announced November 25, 2025.
- FHFA 2025 county list (CSV), file dated September 15, 2025.
- U.S. Department of Housing and Urban Development, CY2026 FHA forward mortgage limits file, dated December 10, 2025; Mortgagee Letter 2025-23, December 11, 2025. Search tool: HUD FHA Mortgage Limits.
Figures are copied from the files above without modification. Program rules can change mid-year; confirm with your lender.